Frances Proctor graduated from the University of Buffalo's Medical School February 24, 1885 at the age of 28. Frances, often called Fannie or Fan, was born in Farmersville, NY on November 28, 1856. Her parents, Silas Americus and Martha Baldwin Proctor, moved their family to a farm in Portville, New York in 1862. It was there where Fannie was first introduced to the idea of becoming a doctor. Her mother, Martha, had a great interest in medicine and aided the community during sickness and birth.

The acceptance of women in medical school was hardly commonplace, but New York State and the University of Buffalo proved to be somewhat progressive regarding this issue. The Medical College of Buffalo, as it was originally called, was founded by an innovative group of doctors who wanted to see medical training move from small towns to larger cities, in the hope of developing teaching hospitals. Further forward thinking allowed Mary Blair Moody to become the first woman to graduate from the University of Buffalo Medical School in 1876. This opened the door for a small group of determined women like Frances who attended the school nine years later. Physiological and moral arguments were made against women participating in the medical field; it was said that they were physically, mentally, and emotionally incapable of being good doctors and in addition, it was inappropriate for women to discuss or dissect male bodies. There was, however, a growing acceptance of women practitioners in the field of Obstetrics and Gynecology. Frances was one of three women to graduate in the class of 1885. Her thesis was written on eclampsia, which is a potential pregnancy complication.

While at UB, Fannie first met fellow classmate and roommate, Louise Downer. The two struck a life-long friendship and they corresponded for the next forty-five years until Louise's death in 1929. After graduation, Fannie went to Oswayo, Pennsylvania to practice medicine. While in Oswayo, she corresponded with Dr. John Eddy from her hometown of Portville who acted as her mentor offering advice and help should Fannie need it.

In 1887, she contacted at least two medical schools in Pennsylvania asking about a state examination that would validate her New York State diploma thus endorsing her medical practice in the state. In the end, Fannie did not take the exam as the events in the next year appear to have ended any chance of her practicing medicine.

In April of 1888, Fannie's sister-in-law died leaving a year-old daughter. Fannie returned home to Portville to help take care of the child.Then, only a year later, her brother died as well. During this time at home, she corresponded with Eugene Ames, a man she had met while living in Oswayo. Fannie and Eugene were married in December of 1889.

The Ames remained on the Proctor's farm in Portville where they raised three children. After her husband, Eugene, died in 1939, Fannie lived with her son, Harlan until her death in 1948 at the age of 92.